4 Features · Banking · 3 AI Agents · From $97/mo

Banking, Bank Reconciliation, Bank Rules, Multi-Currency — Every Transaction Matched.

3 AI agents reconciling your bank. Automated matching, duplicate detection, anomaly flagging — transactions matched to invoices and expenses without manual work. No Xero bank feeds addon. No separate reconciliation tool.

Built for operators who want their books closed — not operators who spend hours matching transactions.

Every feature. Every tier. All here.

4 features in this category — from Starter to Enterprise.

Growth

Banking

Bank feed integration with transaction imports, categorisation, and matching. See all your bank accounts in one view with real-time transaction data.

Included — Xero charges for bank feed connections

Growth

Bank Reconciliation

Match bank transactions to invoices, expenses, and payments. AI-assisted matching with confidence scoring. Bulk reconciliation for high-volume accounts.

Growth

Multi-Currency

Handle transactions in multiple currencies with automatic exchange rate conversion. Track foreign currency gains and losses. AUD as base currency.

Starter

Bank Rules

Create rules to auto-categorise recurring transactions. Set conditions by description, amount, or counterparty. Rules learn from your matching patterns.

AI agents that run this for you

These agents work 24/7. No prompting. No supervision. Included in your plan.

Starter

Bank Reconciliation Agent

Reconciles bank transactions with invoices, expenses, and payments automatically. Matches by amount, date, and reference. Flags unmatched transactions for review.

Replaces $960/year bookkeeper reconciliation time

Starter

Duplicate Transaction Detection

Detects and flags potential duplicate transactions across your accounts. Catches double-imports, duplicate payments, and repeated charges before they hit your books.

Replaces $30/mo duplicate detection tool

Growth

Expense Anomaly Detector

Identifies unusual expense patterns in your bank transactions — unexpected charges, category spikes, vendor anomalies. Flags issues before month-end close.

Replaces $30/mo anomaly detection

Multi-chain automation recipes

Each recipe chains 2–5 agents together in automated workflows. One trigger. Multiple actions. Zero manual steps.

Daily Bank Reconciliation

Starter
Bank ReconciliationDuplicate Transaction DetectionExpense Anomaly DetectorNotify

Transactions reconciled → duplicates flagged → anomalies detected → finance team notified. Daily books close automatically.

Duplicate & Anomaly Sweep

Starter
Duplicate Transaction DetectionExpense Anomaly DetectorBudget vs Actual AlertsNotify

Duplicates caught → anomalies flagged → budget impact assessed → issues surfaced before month-end.

Journal Entry & Reconcile

Growth
Journal Entry CreationBank ReconciliationPeriod CloseNotify

Journal entries created → bank reconciled → period closed → accounting team notified. Month-end in one trigger.

The apps you're paying for separately

Add them up. Then look at what you'd pay with XIntelliSync.

Xero (with bank feeds)

Accounting + basic bank reconciliation · Growing plan — bank feed connections included but limited AI matching

$85

MYOB AccountRight

Accounting + bank feeds · Basics plan — limited bank rule automation

$70

QuickBooks Online

Accounting + bank reconciliation · Simple Start plan — basic matching only

$37

Plooto

Payment reconciliation · Reconciliation only — no accounting or invoicing

$25
Your current stack$217/mo
XIntelliSync (all included)
$97/mo

Save $120/mo · $1440/year

What you get from $97/month

4 banking features — bank feeds, reconciliation, bank rules, multi-currency — all connected to your accounting
3 AI agents handling reconciliation, duplicate detection, and anomaly flagging — your bank transactions matched automatically
Bank Reconciliation agent matches transactions to invoices, expenses, and payments — by amount, date, and reference
Duplicate Transaction Detection catches double-imports, duplicate payments, and repeated charges before they hit your books
Bank rules auto-categorise recurring transactions — learn from your matching patterns over time
Multi-currency support with automatic exchange rate conversion and foreign currency gain/loss tracking
Daily Bank Reconciliation recipe: reconcile → detect duplicates → flag anomalies → notify. One trigger, clean books.
Connected to invoicing, expenses, BAS, and cash flow — reconciled transactions feed into every financial report automatically.

Connected across your entire business

This isn't a standalone module. It's connected to every other part of the OS.

When a bank transaction is reconciled against an invoice, the invoice is marked as paid, the customer record updates, cash flow forecasts adjust, and BAS data prepares — in one transaction.
Duplicate transaction detection runs across all bank accounts and expense records. A duplicate charge caught in banking prevents a double-entry in accounting.
Bank reconciliation feeds into month-end close. The Daily Bank Reconciliation recipe can chain into Journal Entry Creation and Period Close for automated month-end.
Multi-currency conversions flow into your P&L with foreign currency gain/loss tracking — connected to your BAS and financial statements.

Two versions of your business. Choose one.

Before XIntelliSync

Bank reconciliation is a weekly chore in Xero. Matching transactions manually. Missing duplicates. Anomalies found at month-end.
Duplicate payments discovered during BAS preparation — weeks after the double charge. Recovering the money takes longer.
Bank rules in Xero are basic. Complex matching patterns still require manual categorisation every time.
Multi-currency transactions converted manually. Exchange rate lookups for every foreign invoice.
Reconciliation and accounting in the same app, but the matching is still manual. The AI is marketing, not execution.

After XIntelliSync

Bank Reconciliation agent matches transactions automatically — by amount, date, and reference. Unmatched items flagged for review.
Duplicate Transaction Detection catches double-imports and repeated charges before they hit your books. No more month-end surprises.
Bank rules learn from your matching patterns. Recurring transactions categorised automatically. Manual matching reduced to exceptions.
Multi-currency handled natively. Exchange rates converted automatically. Foreign currency gains and losses tracked.
Daily Bank Reconciliation recipe runs: reconcile → detect duplicates → flag anomalies → notify. Clean books every morning.

The reasons operators switch

Reconciliation should not be a weekly chore.

In Xero, bank reconciliation is a manual matching exercise. In XIntelliSync, the Bank Reconciliation agent matches transactions automatically, the Duplicate Detection agent catches double-charges, and the Anomaly Detector flags unusual patterns — before you open the app.

3 banking agents. Not "smart matching." Agents.

Xero has "suggested matches." MYOB has "auto-matching." XIntelliSync has 3 agents: one reconciles transactions, one detects duplicates, one flags anomalies. Three distinct automated processes, not one fuzzy suggestion engine.

Your bank data should feed your intelligence.

When bank reconciliation and business analytics live in different apps, a reconciled transaction does not update your cash flow forecast. In XIntelliSync, every matched transaction feeds into cash flow, BAS, P&L, and business health scoring.

Simple pricing. No hidden costs.

First month 50% off. No setup fees. Cancel anytime.

Starter

$97/mo

First month $48.50

50 AI agents

Most Popular

Growth

$297/mo

First month $148.50

100 AI agents

Enterprise

$497/mo

First month $248.50

150 AI agents

Common questions

How does AI bank reconciliation work?+
The Bank Reconciliation agent matches bank transactions to invoices, expenses, and payments by comparing amounts, dates, and references. High-confidence matches are reconciled automatically. Low-confidence matches are flagged for your review.
Does XIntelliSync support bank feeds?+
Yes. Banking (Growth tier) includes bank feed integration with real-time transaction imports. Transactions are categorised and ready for reconciliation as they arrive.
How does duplicate detection work?+
The Duplicate Transaction Detection agent scans across all accounts for potential duplicates — matching amounts, dates, and descriptions. Double-imports, duplicate payments, and repeated charges are flagged before they affect your books. Starter tier.
Is multi-currency supported?+
Yes. Handle transactions in multiple currencies with automatic exchange rate conversion. Track foreign currency gains and losses with AUD as your base currency. Growth tier.
Can I set up automated bank rules?+
Yes. Bank Rules (Starter tier) let you create conditions by description, amount, or counterparty to auto-categorise recurring transactions. Rules improve over time based on your matching patterns.
Does bank reconciliation connect to BAS?+
Yes. Reconciled bank transactions feed directly into BAS preparation. GST on matched transactions is categorised and included in your BAS calculations automatically.
What is the Daily Bank Reconciliation recipe?+
A multi-chain automation recipe that runs three agents in sequence: Bank Reconciliation → Duplicate Transaction Detection → Expense Anomaly Detector → team notification. Clean books every day. Starter tier.
How does banking connect to cash flow?+
Reconciled transactions update your cash position in real time. The Cash Flow Forecast agent uses reconciliation data to project future cash flow. Bank data is business intelligence.
Is there per-user pricing for banking?+
No. Flat monthly pricing: $97 Starter, $297 Growth, $497 Enterprise. Bank rules on Starter. Banking, reconciliation, and multi-currency on Growth. No per-seat charges.
What banking features are on Starter vs Growth?+
Starter ($97/mo) includes bank rules and 50 AI agents (including Bank Reconciliation and Duplicate Detection). Growth ($297/mo) adds banking integration, bank reconciliation interface, and multi-currency support.

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No setup fee. First month 50% off. 3 AI agents reconciling your bank. Every transaction matched.

No setup fee · First month 50% off · Cancel anytime