14 Features · Finance & Tax · ATO-Aligned · From $97/mo

P&L, Balance Sheet, Cash Flow, BAS Preparation, GST, Tax Management, Budgeting, Trial Balance — Complete Financial Suite.

ATO Industry Benchmarks. Real-time financial reporting. BAS prepared automatically. All from the same OS that runs your invoicing, payroll, and CRM.

Built for Australian operators who need their financials accurate, their BAS ready, and their accountant impressed — not babysitting spreadsheets.

Every feature. Every tier. All here.

14 features in this category — from Starter to Enterprise.

Enterprise

Loan Management

Track business loans, repayment schedules, interest calculations, and outstanding balances. Monitor total debt position and cash flow impact of loan obligations.

Growth

Budgeting

Create budgets by department, project, or account. Track actuals vs budget in real time. Variance alerts when spending exceeds thresholds.

Replaces $30/mo budgeting tools

Growth

GST/BAS Reporting

Automated GST calculation across all transactions. BAS preparation with 1A, 1B, G1-G20 fields populated from live data. Ready for lodgement via the ATO Business Portal.

Growth

GST Tax Filings

Prepare your GST returns with all fields pre-populated. Review, adjust, and download for lodgement. Historical filing records maintained for audit purposes.

Growth

Tax Management

Track tax obligations across GST, PAYG, FBT, and income tax. Deadline calendar with automated reminders. Provision tracking for upcoming liabilities.

Growth

Journal Entries

Manual and automated journal entries with double-entry validation. Recurring journals for regular adjustments. Full audit trail on every entry.

Growth

Trial Balance

Real-time trial balance with drill-down to underlying transactions. Period comparison, department filtering, and export for your accountant.

Growth

Period Close

Month-end and year-end close workflows. Lock closed periods to prevent backdated entries. Closing journal automation. Checklist tracking.

Growth

Month-End Close

Guided month-end close process with task checklist — reconciliations, accruals, prepayments, depreciation. Track completion and flag outstanding items.

Starter

ATO Industry Benchmarks

Compare your financial ratios against ATO Industry Benchmark data. See if your margins, expense ratios, and tax positions flag before the ATO does.

Proactive ATO risk detection

Starter

Profit & Loss

Real-time P&L updated with every transaction. Period comparison, department breakdown, and trend analysis. Export to PDF or share with your accountant.

Starter

Balance Sheet

Live balance sheet showing assets, liabilities, and equity. Drill down into any line item to see underlying transactions.

Starter

Cash Flow

Operating, investing, and financing cash flow analysis. Track where money comes from and where it goes. Forecast future cash position.

Starter

Cash Flow Report

Formatted cash flow statement ready for stakeholders, banks, or investors. Configurable periods, comparative columns, and export options.

AI agents that run this for you

These agents work 24/7. No prompting. No supervision. Included in your plan.

Growth

BAS Preparation

Prepares Business Activity Statement data ready for lodgement — you lodge via ATO portal, the work is done.

Replaces $450/mo accountant BAS prep time

Starter

12-Month Cash Flow Forecast

Predicts the next 12 months of cash inflows and outflows from your historical patterns — the forecast that stops month 4 surprises.

Replaces $300/mo financial monitoring

Starter

Expense Anomaly Detector

Detects unusual spending patterns and flags potential issues — the ghost subscription, the duplicate payment, caught in real time.

Replaces $400/mo analyst monitoring

Growth

Budget vs Actual Variance Analysis

Analyses budget vs actual variances with explanations — not just "you are over", but why, and where.

Replaces $200/mo budgeting tool

Multi-chain automation recipes

Each recipe chains 2–5 agents together in automated workflows. One trigger. Multiple actions. Zero manual steps.

Journal Entry & Reconcile

Growth

Auto JournalBank ReconciliationTrial Balance CheckNotify

Journal entries created, reconciled against bank feed, trial balance validated, and discrepancies flagged — daily.

Month-End Close Pipeline

Growth

Expense Anomaly DetectorBudget vs Actual Variance Analysis12-Month Cash Flow ForecastPeriod Close Report

Anomalies flagged, budget variances identified, cash position confirmed, and close report generated — one trigger.

BAS Quarter Preparation

Starter

BAS PreparationGST ReconciliationExpense Anomaly DetectorNotify

BAS fields populated from live data, GST reconciled, anomalies flagged, and finance team notified — ready for accountant review.

The apps you're paying for separately

Add them up. Then look at what you'd pay with XIntelliSync.

Xero Business

P&L, Balance Sheet, basic GST · BAS mapping manual. No AI agents. No budgeting.

$85

MYOB AccountRight

Full accounting + basic payroll · Desktop-based. Journal entries manual.

$99

QuickBooks Plus

P&L, Balance Sheet, basic tax · US-first. Australian compliance bolted on.

$70

Float (cash flow)

Cash flow forecasting only · Standalone tool — requires Xero/QBO integration

$59

Spotlight Reporting

Financial reporting dashboards · Read-only dashboards from Xero data

$49

Your current stack$362/mo

XIntelliSync (all included)

$97/mo

Save $265/mo · $3180/year

What you get from $97/month

14 finance and tax features — P&L, balance sheet, cash flow, BAS, GST, tax management, budgeting, journal entries, trial balance, and more

ATO Industry Benchmark risk scoring — see if your margins flag before the ATO does

BAS Preparation agent populates 1A, 1B, G1-G20 fields from live data — review and lodge, not rebuild

Real-time financial reporting updated with every transaction — not month-end batch updates

Cash Flow Monitor agent projects your position 30-90 days forward and alerts on threshold breaches

P&L Anomaly Detection agent catches unusual movements before your accountant does

Period close workflows with checklists, lock dates, and closing journal automation

Budget vs actuals tracked in real time with variance alerts — not quarterly surprises

Connected to invoicing, expenses, payroll, and bank feeds — every transaction flows through to financials automatically

Export to PDF. Share with your accountant. Download for the ATO Business Portal.

Connected across your entire business

This isn't a standalone module. It's connected to every other part of the OS.

Every invoice, expense, receipt, and payment flows directly into P&L, balance sheet, and cash flow — no export/import cycle.

Payroll runs update financial reports automatically — wages, super, PAYG withholding all hit the correct accounts in real time.

Inventory purchases flow to cost of goods sold. Sales flow to revenue. The P&L reflects operational reality, not a month-end adjustment.

Bank feed transactions reconcile daily via AI agent and update cash flow projections automatically.

Two versions of your business. Choose one.

Before XIntelliSync

BAS preparation means exporting from Xero, cross-referencing expense categories, and hoping the GST codes are right. Three days minimum.

Cash flow is a best guess. You know what's in the bank today. You don't know what next Tuesday looks like.

P&L anomalies are discovered at month-end — when it's too late to do anything about them.

Budgeting is a spreadsheet exercise. Actuals vs budget is a quarterly conversation, not a daily reality.

Your financial reporting is a batch process — updated after month-end close, not in real time.

ATO Industry Benchmarks? You find out your margins are flagged when the audit letter arrives.

After XIntelliSync

BAS Preparation agent populates all fields from live data. You review. Your accountant signs off. Lodge via the ATO Business Portal. Done.

Cash Flow Monitor agent projects 30-90 days forward. Threshold alerts fire before cash gets tight — not after.

P&L Anomaly Detection catches revenue drops, expense spikes, and margin compression the day they happen.

Budget variance tracked in real time. Alert fires when a category exceeds 80% of budget. No quarterly surprises.

Every transaction updates the P&L, balance sheet, and cash flow in real time. Reports are always current.

ATO Industry Benchmark scoring runs automatically. See if your ratios flag — 30 days before the ATO does.

The reasons operators switch

BAS week should take 20 minutes. Not 3 days.

When your accounting OS has an AI agent running GST categorisation in real time, BAS preparation is a review task — not a rebuild. The data is ready before the quarter ends.

You shouldn't discover a cash flow problem the day it happens.

The Cash Flow Monitor agent projects 30-90 days forward. Threshold alerts fire when projected balance drops below your comfort level. That's the difference between managing cash and being managed by it.

Your accountant should review your books. Not build them.

When journal entries are automated, bank feeds reconcile daily, and BAS fields populate from live data — your accountant reviews a prepared position. That saves their time and yours.

Financial reporting should update with every transaction. Not every month.

Real-time P&L, balance sheet, and cash flow. When an expense is categorised, the reports update. When a payment is received, the reports update. No batch. No delay.

Simple pricing. No hidden costs.

First month 50% off. No setup fees. Cancel anytime.

Starter

$97/mo

First month $48.50

50 AI agents

Common questions

Does XIntelliSync prepare BAS for the ATO?+

Yes. The BAS Preparation agent aggregates GST data and populates BAS fields (1A, 1B, G1-G20) from live transaction data. You review the prepared return, your accountant signs off, and you lodge via the ATO Business Portal. XIntelliSync prepares — lodgement is completed externally.

Is GST tracked automatically on invoices and expenses?+

Yes. GST is calculated on every transaction. The Expense Categorization agent assigns the correct BAS category. When your BAS quarter arrives, the data is ready — not something you need to rebuild.

How does cash flow forecasting work?+

The Cash Flow Monitor agent analyses receivables, payables, recurring expenses, and seasonal patterns to project your cash position 30-90 days forward. Alerts fire when projected balance drops below configurable thresholds.

Can I share reports with my accountant?+

Yes. P&L, balance sheet, cash flow, trial balance, and BAS reports can be exported to PDF or shared via a secure link. Your accountant can review the prepared position without needing login access.

What ATO Industry Benchmarks are included?+

XIntelliSync compares your financial ratios — cost of sales, total expenses, labour costs — against published ATO Industry Benchmark data for your industry. If your margins are outside expected ranges, you see the flag before the ATO does.

How does budgeting work?+

Create budgets by department, project, or account. The OS tracks actuals vs budget in real time. The Budget Variance agent fires alerts when spending exceeds configurable thresholds. Available on Growth tier and above.

What's included at Starter vs Growth for Finance & Tax?+

Starter ($97/mo) includes P&L, balance sheet, cash flow reporting, cash flow report, and ATO Industry Benchmarks. Growth ($297/mo) adds budgeting, GST/BAS reporting, tax management, journal entries, trial balance, period close, and month-end close workflows.

Does this work for businesses on different GST reporting cycles?+

Yes. XIntelliSync supports monthly, quarterly, and annual GST reporting cycles. BAS lodgement dates (28 Oct / 28 Jan / 28 Apr / 28 Jul for quarterly) are tracked with automated reminders.

Can I lock closed periods to prevent backdated entries?+

Yes. Period close workflows include date locking. Once a period is closed, no transactions can be posted to that period without admin override. Full audit trail on any reopening.

How does this replace Xero for financial reporting?+

Xero provides basic P&L and balance sheet reports. XIntelliSync adds real-time updating, AI-powered anomaly detection, cash flow forecasting, ATO benchmark scoring, automated BAS preparation, budgeting with variance alerts, and trial balance with drill-down — all in the same OS that runs your invoicing, payroll, and CRM.

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No setup fee. First month 50% off. ATO-aligned from day one. The last time you'll spend 3 days preparing BAS.

No setup fee · First month 50% off · Cancel anytime